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Owning a Maruti Swift Made Easy with Low Down Payment Options
Purchasing a new car often seems like a significant financial commitment, with many believing it requires spending lakhs of rupees.
However, buying a car today does not necessarily demand such a large sum upfront. Most banks offer loans covering the majority of the cost, making it possible to buy a Maruti Swift for just INR 65,000 initially.
This popular car was recently updated and is available in 11 different variants, starting at INR 6.49 lakhs. Both manual and automatic transmission options are offered, with the top variant priced at INR 9.64 lakhs.
For those facing budget constraints, purchasing through EMI is an option. By paying INR 64,900 upfront, the rest can be financed through a bank loan.
The base model of the Maruti Swift is sold at an ex-showroom price of INR 6.49 lakhs. A down payment of 10%, which is INR 64,900, is required. The remaining INR 5.84 lakhs can be financed through a loan. By paying INR 9,398 monthly over seven years, the loan can be repaid.
The VXI variant costs INR 7.29 lakhs ex-showroom. To purchase this model, an initial payment of INR 72,950 is needed. The remaining amount of INR 6.56 lakhs can be taken as a loan, with monthly EMIs of INR 10,536 for seven years to repay the loan.
The VXI AMT variant is priced at INR 7.79 lakhs ex-showroom. An upfront payment of INR 77,950 is required, with the remaining INR 7.01 lakhs available as a loan. Monthly EMIs of INR 11,287 over seven years will cover the loan repayment.
The VXI (O) variant has an ex-showroom price of INR 7.56 lakhs. A down payment of INR 75,650 is needed, with the remaining INR 6.80 lakhs financed through a loan. Monthly payments of INR 10,954 over seven years will repay this loan.
The VXI (O) AMT variant costs INR 8.06 lakhs ex-showroom. An initial payment of INR 80,650 is required, and the remaining amount of INR 7.25 lakhs can be financed through a loan. Monthly EMIs of INR 11,678 for seven years will repay the loan.
The ZXI variant is priced at INR 8.29 lakhs ex-showroom. To purchase this model, an initial payment of INR 82,950 is needed. The remaining amount of INR 7.46 lakhs can be taken as a loan, with monthly EMIs of INR 12,011 for seven years to repay the loan.
The ZXI AMT variant costs INR 8.79 lakhs ex-showroom. An upfront payment of INR 87,950 is required, with the remaining amount of INR 7.91 lakhs available as a loan. Monthly EMIs of INR 12,735 over seven years will cover the loan repayment.
Top Variants and Financial Plans
The ZXI Plus variant has an ex-showroom price of INR 8.99 lakhs. A down payment of INR 89,950 is needed, with the remaining amount financed through a loan of INR 8.09 lakhs. Monthly payments of INR 13,025 over seven years will repay this loan.
The ZXI Plus AMT variant costs INR 9.49 lakhs ex-showroom. An initial payment of INR 94,950 is required and the remaining amount financed through a loan of INR 8.54 lakhs can be repaid with monthly EMIs of INR 13,749 over seven years.
The ZXI DT variant has an ex-showroom price of INR 9.14 lakhs and requires an upfront payment of INR 99,450 with the remaining amount financed through a loan of INR 8.23 lakhs that can be repaid with monthly EMIs of INR 13,242 over seven years.
Final Variant and Loan Details
The top variant ZXI DT costs INR 9.64 lakhs ex-showroom and requires an initial payment of INR 96,450 with the remaining amount financed through a loan up to INR 8.68 lakhs that can be repaid with monthly EMIs of INR 13,966 over seven years.
Loans for these vehicles are typically calculated as up to 90% of the vehicle's ex-showroom price based on your income and CIBIL score eligibility may vary so it's important to verify details at the showroom before proceeding.
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